Guide
Sparebørsen vs Trumf Netthandel: which cashback pays off in 2026?
Sparebørsen pays money into your account at 270+ stores with no membership. Trumf is the biggest and strongest on groceries. Here is how to choose.
Both give you money back, but they are built differently. Sparebørsen is a standalone cashback service with 270+ online stores that pays real kroner into your bank account, with no membership at all. Trumf Netthandel is NorgesGruppen's loyalty programme: the largest in Norway and strongest on groceries, where online shopping is only one part of it.
Sparebørsen vs Trumf Netthandel: a quick overview
| Sparebørsen | Trumf Netthandel | |
|---|---|---|
| Type | Dedicated cashback service | Loyalty programme (NorgesGruppen) |
| What you get | Money (kr), top rate 42%, most 1 to 10% | Trumf bonus (1 kr = 1 kr) |
| Payout | Bank account | Bank account, Kiwi/Meny/Spar or SAS EuroBonus |
| Discount code? | No, automatic on click | No |
| Store selection | 270+ online stores | Around 250 online stores |
| Requirements | No membership required | Requires Trumf membership |
How Sparebørsen works
Sparebørsen is a dedicated cashback service with 270+ Norwegian and international online stores. You click through to the store via Sparebørsen, shop as normal without a discount code, and get a share back as real kroner, paid into your bank account once the purchase is approved. You need neither a membership nor a particular payment method, and the top rate is 42% (most stores sit between 1 and 10%).
How Trumf Netthandel works
Trumf is NorgesGruppen's loyalty programme with over 3 million members, and Trumf Netthandel gives Trumf bonus at around 250 online stores. The bonus is worth one krone per krone and is real value: it can be withdrawn to a bank account, spent in NorgesGruppen stores such as Kiwi, Meny and Spar, or converted to SAS EuroBonus. Its strength is that you collect bonus on both groceries and online shopping in one programme, but that requires Trumf membership.
The most important difference
Both give value that can end up as kroner in your account, so this is less about “money versus points” and more about breadth and commitment. Sparebørsen has a wider online store selection (270+ against around 250), pays out quickly and requires no membership. Trumf wins on what Sparebørsen does not cover at all: groceries and a very large loyalty ecosystem.
Which should you choose?
- You want money in your account at as many online stores as possible: Sparebørsen.
- You buy a lot of groceries at NorgesGruppen: Trumf, where you collect on both food and online shopping.
- You would rather avoid a membership: Sparebørsen, which requires no loyalty programme sign-up.
- Both: use Sparebørsen for online shopping and Trumf for groceries; the services do not rule each other out.
Frequently asked questions
Is Sparebørsen or Trumf best for online shopping?
For online shopping alone, Sparebørsen has a wider selection (270+ stores) and pays kroner into your bank account with no membership. Trumf is strongest when you also want to collect bonus on groceries at NorgesGruppen.
Can Trumf bonus be withdrawn as money?
Yes. Trumf bonus is worth one krone per krone and can be transferred to a bank account, spent in Kiwi, Meny and Spar or converted to SAS EuroBonus. It is not points without value.
Do I need a membership to use Sparebørsen?
No. Sparebørsen requires no membership of a loyalty programme. You create a free account, click through to the store and get cashback automatically without a discount code.
Can I use both at the same time?
Yes. Many people use Sparebørsen for online shopping and Trumf for groceries to get the most back. The services are free and do not rule each other out.
Updated June 2026. Ready to earn money back? Find your stores on Sparebørsen, or read the full comparison of cashback in Norway.
Frequently asked questions
- Is Sparebørsen or Trumf best for online shopping?
- For online shopping alone, Sparebørsen has a wider selection (270+ stores) and pays kroner into your bank account with no membership. Trumf is strongest when you also want to collect bonus on groceries at NorgesGruppen.
- Can Trumf bonus be withdrawn as money?
- Yes. Trumf bonus is worth one krone per krone and can be transferred to a bank account, spent in Kiwi, Meny and Spar or converted to SAS EuroBonus. It is not points without value.
- Do I need a membership to use Sparebørsen?
- No. Sparebørsen requires no membership of a loyalty programme. You create a free account, click through to the store and get cashback automatically without a discount code.
- Can I use both at the same time?
- Yes. Many people use Sparebørsen for online shopping and Trumf for groceries to get the most back. The services are free and do not rule each other out.