Best cashback in Norway 2026: Sparebørsen, Trumf, Klarna and Rabatta compared

Cashback in Norway is offered by several services with different models. Sparebørsen and Trumf Netthandel give you money back on online shopping, Klarna gives cashback inside its own payment app, and Rabatta combines discount codes with points you exchange for gift cards. Which one pays off depends on what you buy and how you want the money. This guide compares the four on what actually matters. Updated June 2026.

Quick comparison

Sparebørsen: money you can spend freely

Sparebørsen is a dedicated cashback service with 270+ Norwegian and international online shops. You click through to the shop via Sparebørsen, shop as usual without a discount code, and get a share of the purchase back as real kroner, paid to your bank account. You need neither membership of a loyalty programme nor a particular payment method.

Strength: money you can spend freely, a broad selection of shops and no lock-in. Weakness: younger and less well known than Trumf and Klarna. Best for those who want cash in the account and shop across many stores. See all the shops.

Trumf Netthandel: biggest, tied to groceries

Trumf is NorgesGruppen's loyalty programme with over 3 million members, and Trumf Netthandel gives Trumf bonus at around 250 online shops. The bonus is worth one krone per krone and can be withdrawn to a bank account, spent in NorgesGruppen shops (Kiwi, Meny, Spar) or exchanged for SAS EuroBonus.

Strength: an enormous member base, flexible payout, and the fact that you collect bonus on groceries and online shopping alike. Weakness: the online shopping cashback is one part of a grocery-centred programme, and it requires Trumf membership. Best for those who already shop a lot at NorgesGruppen.

Klarna: cashback in the payment app

Klarna is a Swedish payment and shopping app that offers cashback and rewards at selected partner shops, inside its own app. The cashback is a feature within a larger payment and shopping experience, often tied to you paying via Klarna.

Strength: a very well-known brand, closely integrated with the payment itself. Weakness: it is not a standalone cashback service, since the cashback lives inside the Klarna ecosystem. Best for those who use Klarna to pay anyway.

Rabatta: discount codes and points

Rabatta is a browser extension and app that mainly finds and applies discount codes automatically (10,000+ codes), and lets you collect Rabatta points that are exchanged for gift cards. The model therefore differs from pure cashback: you get points and codes, not money you can spend freely.

Strength: a large selection of discount codes and a good browser extension. Weakness: the reward is points and gift cards rather than cash, and you have to deal with codes. Best for those who are chiefly after discount codes.

Important if you use Sparebørsen: switch off the Rabatta extension, and any other cashback or discount code extension, in your browser when you shop via Sparebørsen. Such extensions can activate as you complete the purchase and overwrite the tracking (the "last click"), so that the commission, and with it your cashback, goes to the extension instead of Sparebørsen. It is a known issue with browser extensions in general, so do not use them at the same time.

Money in the account vs points and gift cards

The most important difference is what you are left with. Sparebørsen and Trumf give value that can end up as kroner in a bank account. Klarna keeps the cashback in its app, and Rabatta gives points that are exchanged for gift cards. If you want money you can use freely, a dedicated cashback service such as Sparebørsen is the most flexible.

Which cashback service should you choose?

• If you want money in the account and a broad selection of shops: Sparebørsen.
• If you buy a lot of groceries at NorgesGruppen: Trumf (you collect on both food and online shopping).
• If you use Klarna to pay anyway: Klarna, and the cashback comes along with it.
• If you mainly want discount codes and gift cards: Rabatta.

Tip: several of the services are free, and you can use more than one at a time, for instance cashback via Sparebørsen on most things, and Trumf when you buy groceries.

Frequently asked questions

What is the best cashback service in Norway?

It depends on what you need. For money to a bank account across a broad selection of online shops, Sparebørsen is a strong choice. For groceries Trumf leads, Klarna suits those who already use the app, and Rabatta is best on discount codes.

Do cashback services cost anything?

No. Sparebørsen, Trumf Netthandel, Klarna and Rabatta are all free to use. You pay the same price in the shop, and the service earns a commission from the shop and shares it with you.

How do I get the money paid out?

Sparebørsen pays to a bank account. Trumf bonus can be transferred to a bank or spent in NorgesGruppen shops. Klarna keeps the cashback in the app, while Rabatta gives points that are exchanged for gift cards.

Can I use several cashback services at once?

Yes. The services do not exclude one another. Many people use one service for online shopping and another for groceries to get the most back.

Do I need a discount code to get cashback?

Not with Sparebørsen, Trumf or Klarna, where the cashback is registered automatically when you shop via the service. Rabatta, by contrast, is built around discount codes.

Ready to earn money back? Find your shops on Sparebørsen, or read how cashback works.